How Using Troco Can Protect You from Online Scams

In today’s digital economy, trust is everything. More people are buying, selling, and exchanging goods and services online than ever before — from secondhand electronics to freelance work, rentals, collectibles, and more. But with that growing marketplace comes a harsh reality: online scams are more sophisticated and widespread than ever.

If you’ve ever been scammed — or even just worried you might be — you know how frustrating and helpless that experience can feel. One moment you’re excited about a deal, the next you’re out of money or goods, with no way to recover them.

That’s why we built Troco — a digital escrow platform designed to take the risk and uncertainty out of online transactions.

The Problem: Online Scams Are Evolving

Let’s look at the facts.

• In 2023 alone, online scams cost individuals and small businesses over $10 billion globally.

• The most common fraud types include:

  • Non-delivery of goods or services

  • Fake buyers who provide proof of payment and never send it

  • Sellers who vanish after receiving funds

  • Manipulated product listings and counterfeit items

• Scammers now operate across popular platforms like Facebook Marketplace, WhatsApp, Telegram, and classified ad websites — where there’s often no buyer/seller protection.

Unfortunately, these platforms offer limited help once you’ve been scammed. Their terms usually state: “We are not responsible for transactions between users.” That means if something goes wrong, you’re on your own.

The Solution: What Is Troco?

Troco is a secure, easy-to-use escrow app that acts as a trusted third party in any transaction between two people.

In simple terms:

• The buyer sends payment to Troco.

• The seller ships or delivers the item or service.

• Once the buyer confirms they got what they expected, Troco releases the funds to the seller.

• If there’s a disagreement, Troco steps in to mediate and protect both parties.

It’s fast. It’s secure. And it completely changes how trust works in online deals.

How Troco Keeps You Safe: A Breakdown

1. 🔐 Funds Are Held Until You’re Satisfied

With Troco, money is not transferred directly between buyer and seller. This removes the possibility of fraud.

Example:
You’re buying a laptop from someone you met on Facebook Marketplace. Normally, they’d ask for payment upfront. But with Troco, you pay into escrow. The seller sees that the funds are locked in and ships the laptop. Once you receive it and confirm it works, you release the money. If the laptop never arrives or isn’t as described? You keep your money.

2. 🛑 Stops Ghosting and Vanishing Acts

Many scammers rely on “get the money and disappear” tactics. Troco prevents that completely. A seller can’t access your payment until you confirm delivery. And a buyer can’t reverse the deal after receiving a product — everyone is accountable.

Real-Life Scenario:
You’re selling a gaming console. A buyer sends you a fake payment screenshot. With Troco, that’s impossible — payment is verified and visible in escrow before you ship.

3. ⚖️ Dispute Resolution You Can Count On

Sometimes, deals go sideways — not because of scams, but due to miscommunication. Troco’s built-in dispute resolution system allows both sides to present evidence (photos, messages, receipts), and our team makes a fair decision based on the facts.

Unlike other platforms that leave you to fight it out in DMs, Troco supports you with a real process.

4. 👥 Verified Transactions and Records

All transactions in Troco are logged, documented, and timestamped. You can add product photos, track delivery status, upload receipts — creating a transparent and verifiable deal history.

This helps honest users and creates a digital paper trail that deters fraud.

Who Should Use Troco?

Troco is designed for anyone transacting online with people they don’t know personally. That includes:

• Buyers and sellers on platforms like Facebook Marketplace, OLX, Craigslist

• Freelancers and clients hiring for digital services (design, writing, coding, etc.)

• People renting or selling equipment, tools, or real estate

• Collectors buying rare or expensive items (sneakers, watches, electronics)

• Influencers and social sellers accepting deposits for products or bookings

If there’s money involved and trust isn’t guaranteed, Troco has your back.

Why People Love Troco

💬 “Troco saved me from a scammer who tried to trick me into releasing money before I got my product. Having that money held safely gave me peace of mind.”
— Maria O., Online Shopper

💬 “As a seller, I get more buyers now because they know their money is protected. Troco actually builds trust in both directions.”
— Tunde A., Facebook Marketplace Seller

💬 “I hire freelance writers and graphic designers regularly. Troco helps me pay safely without worrying about missed deadlines or low quality.”
— Faith M., Small Business Owner

Why Risk It? Here’s What You Avoid by Using Troco

Final Thoughts: Trust Is Earned, Not Assumed

The digital world isn’t going anywhere. But that doesn’t mean you should accept the risk of being scammed. Troco lets you keep the convenience of online transactions without sacrificing safety.

Whether you’re dealing with someone across town or across the country, Troco gives you a simple promise: If the deal isn’t fair, the money doesn’t move.

So the next time you’re buying, selling, or hiring someone online — don’t ask, “Can I trust this person?” Instead, ask:
“Are we using Troco?”

✅ Ready to Try It?

Join thousands of users who trust Troco to keep their money and deals safe.
📱 Download the app.
🔐 Set up your first escrow transaction in minutes.
🛡️ Stay protected.

Troco — Built for Trust. Made for Peace of Mind.